At Lumina Chiropractic, I am an in-network provider with major insurance companies, including: -Blue Cross Blue Shield (BCBS) -ASH network (Cigna, Providence) -United Healthcare (UHC) -MODA -First Choice Health Insurance I am able to submit insurance claims on your behalf for covered chiropractic services. Insurance Coverage Limitations You Should Know: Most insurance plans - especially with companies like BCBS, Premera, PacificSource, and UHC - tend to only cover a limited number of visits. Insurance typically focuses on short-term care for acute injuries, like a lower back strain or whiplash from an auto accident. If you are seeking ongoing wellness care, prenatal chiropractic, or pediatric chiropractic care, insurance may not fully cover these services after the initial acute phase of treatment. Affordable Care with a Time of Service Discount To ensure that you and your family have access to consistent care, I offer a Time of Service Discount for patients paying out-of-pocket. This makes chiropractic care affordable and accessible for: - Wellness & maintenance care - Prenatal visits - Pediatric adjustments - Athletes & active lifestyles Out-of-Network Insurance Reimbursement (Superbills): If I am not currently in-network with your insurance provider, you can still receive care by paying my Time of Service rate. I will provide you with a Superbill, which is a detailed receipt of services you can submit to your insurance for possible out-of-network reimbursement. Please note: Out-of-network benefits vary by plan, and there is no guarantee that your insurance will reimburse you for the visit. However, I am happy to assist you with the necessary documentation to file your claim.

If you're searching for a car accident chiropractor in Vancouver, WA, Lumina can help you heal! If you’ve been in a car accident, chiropractic care is essential in helping your body heal properly - whether you’re experiencing neck pain, back pain, whiplash, or muscle tension. At Lumina Chiropractic, I can work with your auto insurance to ensure you get the care you need without the stress of upfront costs. Using Your Personal Injury Protection (PIP) for Chiropractic Care: If you have Personal Injury Protection (PIP) on your auto insurance policy, I can bill your car insurance directly for your treatment. PIP covers your medical care, including chiropractic, after an auto accident, regardless of who was at fault. No PIP? I’ve Got You Covered. If you don’t carry PIP on your policy, you can still receive care with my Time of Service Discount. I believe everyone deserves access to quality care, so I offer affordable out-of-pocket rates for accident recovery. Not Sure If You Have PIP? Simply call your auto insurance provider and ask if Personal Injury Protection (PIP) coverage is included in your policy. They’ll be able to confirm your benefits. Why Post-Accident Chiropractic Care Matters: - Helps reduce whiplash symptoms - Restores normal joint and muscle function - Addresses hidden soft tissue injuries early - Supports a faster, more complete recovery - Prevents long-term discomfort and chronic pain

The Webster Technique is a specialized chiropractic method that gently balances the pelvis, sacrum, and surrounding muscles and ligaments. It’s most commonly used during pregnancy to reduce tension and improve pelvic alignment, which can create more space and comfort for both mom and baby. While the Webster Technique is not a method to “turn breech babies,” it helps remove intrauterine constraint, allowing the baby to move into the best possible position for birth. It also helps moms feel better by relieving low back pain, hip discomfort, and improving overall pelvic function. At Lumina Chiropractic in Vancouver, WA, I am Webster Certified through the ICPA and use this gentle, safe technique to support you throughout your pregnancy journey.

Many people wonder if chiropractic adjustments are painful. The good news is that chiropractic care is generally gentle and safe. Most patients experience little to no discomfort during an adjustment. You may feel a quick, precise movement or a gentle stretch as Dr. Lacy realigns your spine and joints. After your adjustment, it’s common to feel some mild soreness or stiffness - similar to how your body might feel after a workout. This usually subsides within 24 to 48 hours as your muscles and joints adjust and begin healing. Drinking plenty of water and resting can help reduce any temporary discomfort. If you have concerns about pain or sensitivity, Dr. Lacy will customize your treatment to ensure your comfort and safety throughout your care.

I am currently able to accept Molina / Apple Health for children 3 years old and under who are receiving care for a specific clinical concern, such as: Breastfeeding or latch challenges Torticollis Neck tension or limited range of motion Other medically-necessary issues Molina does not cover preventative or wellness chiropractic care. What Molina Does Not Cover Please note that Molina / Apple Health does not cover the following services: New patient visit fees Soft tissue therapy These portions of your child’s visit will need to be paid out of pocket. Scheduling Information I reserve specific appointment times for Molina / Apple Health new patients. When booking, please select the correct appointment type. If the wrong type is chosen, your appointment will be moved to the next appropriate available time. If you don’t see a time that works for you, feel free to reach out directly, and I’ll do my best to accommodate your schedule.

It’s super easy to check your benefits! Just call the customer service number on the back of your insurance card, and they can walk you through what’s covered. Since my chiropractic visits often include soft tissue work, manual therapy, and even some physical therapy techniques, it’s a good idea to ask whether those are part of your chiropractic benefits or if they fall under a separate physical therapy (PT) benefit. As a courtesy, if you schedule your appointment with at least 24 hours' notice, I’m happy to verify your benefits for you before your visit!

While I have a strong passion for pregnancy and pediatric chiropractic care, I also specialize in treating athletes, active individuals, and everyday people dealing with common issues like back pain. I enjoy working with patients of all ages - from newborns just days old to seniors - helping each person achieve optimal health and wellness at every stage of life.